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Seasonal Affective Disorder And What You Can Do About It
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string(886) "Many people living in temperate countries experience changes in their sleep patterns, energy levels and mood in the autumn and winter months. Whilst most people will feel 'low' at some point during their life, this feeling of unhappiness can develop into a depressive illness called seasonal affective disorder, commonly known as SAD. SAD affects more women than men and mainly people aged from 20-30, although it can develop at any age. People who live in northern Europe, Canada and Scandinavia also suffer more because the distance from the equator means the number of daylight hours are less and the weather is generally cooler. Mild forms of SAD are sometimes referred to as the 'winter blues' but people can also get SAD in the summer months, though this is much less common. SAD symptoms to look out forThe symptoms of SAD can vary from person to person and are similar to…"
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Many people living in temperate countries experience changes in their sleep patterns, energy levels and mood in the autumn and winter months. Whilst most people will feel 'low' at some point during their life, this feeling of unhappiness can develop into a depressive illness called seasonal affective disorder, commonly known as SAD. SAD affects more women than men and mainly people aged from 20-30, although it can develop at any age. People who live in northern Europe, Canada and Scandinavia also suffer more because the distance from the equator means the number of daylight hours are less and the weather is generally cooler. Mild forms of SAD are sometimes referred to as the 'winter blues' but people can also get SAD in the summer months, though this is much less common. SAD symptoms to look out forThe symptoms of SAD can vary from person to person and are similar to… Pre-Authorisation and Direct Settlement Uncovered
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string(995) "Like any insurance, International Private Medical cover is littered with complicated and often misunderstood technical insurance terms. As a broker, it's My Matchmaker's job to help our customers understand the cover they are buying; and that often means explaining important terms. In this blog we discuss pre-authorisation and direct settlement – two terms that are worth getting to know. Pre-authorisation Expatriates who claim on their International Private Medical Insurance will almost certainly come across the term 'pre-authorisation'. It's also a term that appears many times in insurers' communications when a policy is taken out, including within policy documents and membership cards. And it's a high-profile term for a reason - it's extremely important to make contact with your insurer before any in-patient or day-case treatment is received so that care can be pre-authorised. This allows your insurer to confirm the treatment needed is covered and that they will pay the…"
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Like any insurance, International Private Medical cover is littered with complicated and often misunderstood technical insurance terms. As a broker, it's My Matchmaker's job to help our customers understand the cover they are buying; and that often means explaining important terms. In this blog we discuss pre-authorisation and direct settlement – two terms that are worth getting to know. Pre-authorisation Expatriates who claim on their International Private Medical Insurance will almost certainly come across the term 'pre-authorisation'. It's also a term that appears many times in insurers' communications when a policy is taken out, including within policy documents and membership cards. And it's a high-profile term for a reason - it's extremely important to make contact with your insurer before any in-patient or day-case treatment is received so that care can be pre-authorised. This allows your insurer to confirm the treatment needed is covered and that they will pay the… How Much does Expat Health Insurance Cost?
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string(918) "Going through the process of choosing expat health insurance cover and getting a quote can be an arduous process. Quick quotes are available online from direct sales websites but your health is important and demands the help of an expert to make sure your cover is exactly what you need. Expat health insurance broker, My Matchmaker, has been created to provide our customers with a bespoke service. Our unique Selector system allows insurance cover to be tailored to your specific needs. When you first buy health insurance, it's useful to start the process knowing what you'll need to pay. To help, we've created a number of customer scenarios and their related premiums: SCENARIO I • Client profile - 25 year old Italian male with no family moving to the UK• Cover required - hospitalisation cover only to provide protection in the event of serious illness/injury• Indicative insurance premium - ranges…"
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string(918) "Going through the process of choosing expat health insurance cover and getting a quote can be an arduous process. Quick quotes are available online from direct sales websites but your health is important and demands the help of an expert to make sure your cover is exactly what you need. Expat health insurance broker, My Matchmaker, has been created to provide our customers with a bespoke service. Our unique Selector system allows insurance cover to be tailored to your specific needs. When you first buy health insurance, it's useful to start the process knowing what you'll need to pay. To help, we've created a number of customer scenarios and their related premiums: SCENARIO I • Client profile - 25 year old Italian male with no family moving to the UK• Cover required - hospitalisation cover only to provide protection in the event of serious illness/injury• Indicative insurance premium - ranges…"
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Going through the process of choosing expat health insurance cover and getting a quote can be an arduous process. Quick quotes are available online from direct sales websites but your health is important and demands the help of an expert to make sure your cover is exactly what you need. Expat health insurance broker, My Matchmaker, has been created to provide our customers with a bespoke service. Our unique Selector system allows insurance cover to be tailored to your specific needs. When you first buy health insurance, it's useful to start the process knowing what you'll need to pay. To help, we've created a number of customer scenarios and their related premiums: SCENARIO I • Client profile - 25 year old Italian male with no family moving to the UK• Cover required - hospitalisation cover only to provide protection in the event of serious illness/injury• Indicative insurance premium - ranges… Expats on the Move - Preparing for your Move Abroad
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The key to any successful short trip or permanent move overseas is to be well prepared and organised. But, whether you're relocating for a short or long-term work assignment or simply retiring to the sun, the amount of administration can be staggering! To help, we have provided a checklist of five essential things that you must do before you go: Passports & VisasBefore relocating to a different country, one of the first things to do is locate your passport or national identity card and check they are still valid! Some countries have an immigration requirement that requires passports to be valid for a minimum period beyond the date of entry to the country. Finding this information out a long way in advance can avoid delays in renewing your passport and the possibility of not making your flight!Visas and work permits can take months to come through so need to be… Expat Medical Insurance – Policy Terms Explained
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string(950) "When expatriates need care, medical networks offer first-class support As an expatriate, you could be living anywhere in the world. If you've taken out adequate international private medical insurance protection you can rest easy when it comes to healthcare protection. But the world is a big place. How does one medical insurer ensure they can provide access to care where you are at the moment you need it?The answer is medical networks. A medical network is a group of hospitals, healthcare clinics and doctors' surgeries that have been established by an insurer. All medical providers within the network will have an agreement to provide healthcare services to the insurer's policyholders. Medical networks run into the thousands of medical facilities – and for some of the larger insurers, the figure is in the hundreds of thousands. So what benefits do medical networks bring to you, the expatriate policyholder? Extensive Coverage The…"
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When expatriates need care, medical networks offer first-class support As an expatriate, you could be living anywhere in the world. If you've taken out adequate international private medical insurance protection you can rest easy when it comes to healthcare protection. But the world is a big place. How does one medical insurer ensure they can provide access to care where you are at the moment you need it?The answer is medical networks. A medical network is a group of hospitals, healthcare clinics and doctors' surgeries that have been established by an insurer. All medical providers within the network will have an agreement to provide healthcare services to the insurer's policyholders. Medical networks run into the thousands of medical facilities – and for some of the larger insurers, the figure is in the hundreds of thousands. So what benefits do medical networks bring to you, the expatriate policyholder? Extensive Coverage The… Why do Medical Insurance Premiums Rise Year after Year?
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Asking customers to pay more for their insurance cover at renewal can be a difficult conversation – especially if no claims have been made during the previous year. In this blog we explain some of the many reasons that give rise to medical insurance premium increases. We also give you tips for managing your health insurance premiums more effectively when purchasing or renewing. The main factors that cause your premiums to rise fall into three brackets: medical inflation, claims and insurer expenses. FACTOR 1: Medical Inflation Medical inflation – the costs associated with providing healthcare – rises exponentially year after year and is caused by a whole range of factors. We'll examine a few of them below: Supply and DemandHealth care is in demand. The world is seeing a rising incidence in chronic diseases like diabetes – especially in the likes of China and the Middle East. The global population… My Matchmaker News Round-up Blog
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string(1033) "As an International Private Medical Insurance Selector, we only partner with a carefully chosen panel of highly respected, financially robust, organisations. Each of our insurance partners has a range of products and solutions that are able to fully cater for our customers' needs. There's plenty going on in the exciting and fast moving world of International medical insurance, and My Matchmaker's partners are regularly featured in the media with new initiatives, products and thought leadership articles. We've gathered together some information on each partner, including recent press stories, so you can become better acquainted with the insurance partners we recommend. Cigna - www.cignaglobal.comCigna was founded in 1983 and is one of the largest healthcare organisations in the world with 30,000 employees and 60 million customers across 200 countries. Cigna provides a range of managed employee healthcare benefits, which include international medical insurance, dental plans and well-being programmes. Cigna in the…"
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As an International Private Medical Insurance Selector, we only partner with a carefully chosen panel of highly respected, financially robust, organisations. Each of our insurance partners has a range of products and solutions that are able to fully cater for our customers' needs. There's plenty going on in the exciting and fast moving world of International medical insurance, and My Matchmaker's partners are regularly featured in the media with new initiatives, products and thought leadership articles. We've gathered together some information on each partner, including recent press stories, so you can become better acquainted with the insurance partners we recommend. Cigna - www.cignaglobal.comCigna was founded in 1983 and is one of the largest healthcare organisations in the world with 30,000 employees and 60 million customers across 200 countries. Cigna provides a range of managed employee healthcare benefits, which include international medical insurance, dental plans and well-being programmes. Cigna in the… International Private Medical Insurance – Benefits Uncovered
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string(967) "International private medical insurance (IPMI) is designed for people who are living or working outside of their home country, usually for six months of the year or more. Insurance plans can be purchased by individuals and their families as well as for company employees. International private medical insurance provides flexible and transportable medical protection, enabling the insured to be properly protected and take the cover with them if they move from one country to another.Travelling abroad means coming into contact with different kinds of health risks and every country has its own health issues, endemic diseases and unique problems. Facilities overseas can be very different from what people are used to in their home country. Other issues such as language barriers and the lack of availability of certain types of medical treatment and medicines can further complicate matters. A comprehensive IPMI plan can provide peace of mind as the insured…"
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International private medical insurance (IPMI) is designed for people who are living or working outside of their home country, usually for six months of the year or more. Insurance plans can be purchased by individuals and their families as well as for company employees. International private medical insurance provides flexible and transportable medical protection, enabling the insured to be properly protected and take the cover with them if they move from one country to another.Travelling abroad means coming into contact with different kinds of health risks and every country has its own health issues, endemic diseases and unique problems. Facilities overseas can be very different from what people are used to in their home country. Other issues such as language barriers and the lack of availability of certain types of medical treatment and medicines can further complicate matters. A comprehensive IPMI plan can provide peace of mind as the insured… Expat Medical Insurance: Which is the Right Policy Type for You?
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string(951) "For expats living and working away from their home country having a comprehensive medical insurance plan in place is not a luxury but a necessity. If an unexpected illness or accident should occur then expats without cover face a potentially dire situation and high healthcare costs, which can escalate very quickly, eating into any savings and possibly leaving debts too.These days, expats have many choices when it comes to which medical insurance cover to purchase; international, local and even travel insurance. With so many other things to think about when moving overseas, the complexities of choosing the right plan that suits both individual and family health and wellbeing needs in unfamiliar locations, can be daunting. It's vital that expats think carefully through a number of factors and fully understand what they will and will not be covered for, and any geographical limitations their policy may have.In this blog we'll examine…"
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For expats living and working away from their home country having a comprehensive medical insurance plan in place is not a luxury but a necessity. If an unexpected illness or accident should occur then expats without cover face a potentially dire situation and high healthcare costs, which can escalate very quickly, eating into any savings and possibly leaving debts too.These days, expats have many choices when it comes to which medical insurance cover to purchase; international, local and even travel insurance. With so many other things to think about when moving overseas, the complexities of choosing the right plan that suits both individual and family health and wellbeing needs in unfamiliar locations, can be daunting. It's vital that expats think carefully through a number of factors and fully understand what they will and will not be covered for, and any geographical limitations their policy may have.In this blog we'll examine…
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Conception : Mac2, la Webintelligence
Conception : Mac2, la Webintelligence